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Welcome! In our Resources area, you'll find:

  • Reflections inspired by our conversations with you–our clients.
  • Timely updates on market news and how it relates to you.
  • Events & announcements for the Vizionary community.
  • Resources we create to help answer your most important questions.

Monday, May 4, 2026

For a lot of the executives I work with, the question isn't whether to retire. It's whether they have to do it all at once.

Monday, April 20, 2026

Some of the most important advice I've ever given was advice a client didn't want to hear, and it cost him (and me) more than either of us expected.

Monday, April 6, 2026

The surprise tax bill wasn't decided in April. It's decided in all the months before it, in the conversations that either happened or didn't.

Tuesday, March 24, 2026

Most wealthy families have a plan for what happens when they die, but so few have a real plan for what happens when their kids turn 22.

Thursday, March 12, 2026

Environments like this are a reminder of why having a plan matters and why continuing to execute it is so important.

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Tuesday, March 10, 2026

Tax-loss harvesting is one of those strategies that sounds technical but is actually quite simple.

Tuesday, February 24, 2026

Selling investments is permanent, while many liquidity needs are not.

Tuesday, February 10, 2026

In today's blog, Wayne is sharing a conversation that he and his wife, Mae, recorded about money, marriage, and the long arc of building a life together.

Tuesday, January 27, 2026

Equity compensation is a “good problem” to have.

Tuesday, January 13, 2026

Tax season tends to pull everyone’s attention into the short term. As we start to think about spring, it's a good moment to step back and look at the bigger picture.

Tuesday, December 30, 2025

As you start 2026, consider this your invitation to take a deep breath, get clear on these four numbers, and step into the year with confidence.

Tuesday, December 16, 2025

As the year winds down, most people glance at their portfolios to see how they performed, but I would argue that portfolios are not the best measure of your financial plan.

Tuesday, December 2, 2025

If you have kids in high school, college, or even young adulthood, this season is a golden opportunity to bring them into conversations that build real-life skills.

Wednesday, November 26, 2025

Thank you for your recent questions and for engaging with the research we are doing on your behalf. Here are four key economic updates we are watching closely.

Tuesday, November 18, 2025

If we can help enable you to give generously and effectively, we’re all hands-on deck.

Tuesday, November 4, 2025

What if we stopped thinking about retirement as an endpoint and started thinking about it as an opportunity to envizion more?

Thursday, October 30, 2025

It has been an unreasonably, unseasonably stable year for the markets.

Tuesday, October 21, 2025

At Vizionary Wealth Management, we often remind clients: structure creates flexibility.

Tuesday, October 7, 2025

Volatility is a fact of life in investing. Some years are smooth. Others come with wild swings, scary headlines, and a wave of emotions. When the markets get choppy, the phone usually rings.

Tuesday, September 23, 2025

As we approach the end of the year, it’s the perfect time to slow down and take stock before the calendar resets and the window to act closes.

Tuesday, September 9, 2025

Whether you’re retired and taking RMDs, or in your highest-earning years and facing steep marginal tax rates, there are tools available that can make your giving go further—both for you and for the organizations you care about.

Tuesday, August 26, 2025

The decision to buy a second property is more than just a large transaction. It's not just about where you want to spend your weekends as much as it is about how the property fits into your overall financial life.

Tuesday, August 12, 2025

Two evolving policies have the potential to reform and reframe tax policy toward a de facto national sales tax position.

Tuesday, July 29, 2025

We’re not here to tell families how much they should or shouldn’t pay for college. We are here to help ensure the plan reflects reality (not assumptions) and that your family’s broader goals are protected along the way.

Tuesday, July 15, 2025

For many business owners, the idea of “net worth” is anything but straightforward.

Tuesday, July 1, 2025

Estate planning is a living process, not a one-time checkmark.

Tuesday, June 17, 2025

When the timeline gets longer, the planning changes.

Tuesday, June 3, 2025

In the financial planning context, it can be tempting to optimize for “max returns,” whether it’s investments or career decisions. The problem is that we can easily prioritize more money and sacrifice optimizing for life.

Tuesday, May 20, 2025

Live on your base salary. Bank the bonus. Bank the stock.

Tuesday, May 6, 2025

Life is full of milestones—some predictable, some unexpected—but many come with a hefty price tag.

Tuesday, April 22, 2025

Career growth isn’t just about hard work—it’s about strategic movement.

Tuesday, April 8, 2025

We are here to help you accelerate your vision for your future, and we're here to help you make great decisions within your portfolio.

Thursday, April 3, 2025

The markets are taking a big hit today, primarily due to the new tariff structure that’s just been implemented. I want to walk you through what’s happening and share some historical context and thoughts on where this might be headed....

Tuesday, March 25, 2025

There are two very different experiences of tax return season. One is stress, caused by the fear of surprises. If you’re not sure where your tax liability will fall, you submit your documents to your CPA and hope for good news. The...

Wednesday, March 19, 2025

While the SECURE Act 2.0 has been out for a little over 3 years, January 2025 was the starting line for new rules surrounding inherited IRAs, RMDs, and penalties for missing them.

Wednesday, March 12, 2025

It's time for a gut check on the economy and markets.

Tuesday, February 25, 2025

We frequently use the term wealth acceleration with our clients. We don’t want to accumulate wealth in our lifetime. We want to be the ones in our family tree who build wealth as a vehicle for legacy.

Tuesday, February 11, 2025

Money and marriage are two topics that can be sensitive. At Vizionary, we want to help you discover and cultivate what your vision looks like as a family. When you achieve (and protect) alignment with your spouse, your vision only grows!

Tuesday, January 28, 2025

Maximizing the value of your equity compensation helps you have a working knowledge of the basic terms you’ll encounter along the way.

Tuesday, January 14, 2025

In the spirit of starting the new year with a strategic lens, here are 3 high-leverage financial decisions we want our clients to leverage for the year ahead.

Tuesday, January 7, 2025

Here are 10 questions to kickstart your family vision for 2025!

Tuesday, December 17, 2024

Over the years, there are 5 simple questions that have provided a great deal of insight–and change–for me.

Tuesday, December 3, 2024

If you sit with our team at Vizionary, we are going to talk about investing for financial independence and financial ROI. BUT we also want our clients to think about their big “worth it” investments that aren’t in 401(k)s or IRAs. 

Tuesday, November 19, 2024

If you’ve been around Vizionary for any period of time, you’re likely well aware of the place generosity holds in our core values. We’ve been on the receiving end, and we wholeheartedly believe in the power of growing as givers. That...

Wednesday, November 13, 2024

It’s been a little over a week since the election, and I wanted to take a moment to share some post-election thoughts and what might come next. The markets have responded quite positively, and we’ve received some questions about why that is

Tuesday, November 5, 2024

Enrolling in Medicare is a significant milestone. By understanding enrollment periods, the different parts of Medicare, potential penalties, and evaluating your coverage needs, you can make informed decisions that best protect your health.

Tuesday, October 22, 2024

Even in healthy family relationships, caregiving is a strain. With wise, proactive planning, we can emphasize a season of dignity, comfort, and as much peace as possible.

Tuesday, October 8, 2024

What can you do to massively raise the ceiling for the next generation? A simple 529 may be one of the best tools at your disposal.

Tuesday, September 10, 2024

If you are in or approaching your peak earning years, I can’t encourage you enough to also see them as years of peak influence. Put your wealth to work creating a life and legacy that reaches far beyond you. 

Tuesday, August 27, 2024

Today, I want to share with you a brief soundbite that deeply impacted me from Arthur Brooks, a Harvard economist who studies the intersection of money and happiness.

Friday, August 2, 2024

With news of Japanese stocks dropping 12% in two days and whispers of economic slowing, we wanted to share a brief explanation of what's happening and, more importantly, how it affects you.

Tuesday, July 16, 2024

Becoming financially independent is not just about the freedom to be done. It’s about the freedom to do whatever you want–including getting creative with work that is lifegiving.

Tuesday, July 2, 2024

We don’t always think of it this way, but every purchase we make is an investment. 

Tuesday, June 18, 2024

Equity compensation is not a new concept, but it is an increasingly prevalent one.

Tuesday, June 4, 2024

If you find yourself recently laid off or concerned one may be coming, we’d welcome the opportunity to help you in these areas.

Thursday, May 9, 2024

For many families, “enough” is the pressing question. But what do you do when “enough” isn’t a question anymore?

Monday, April 15, 2024

Every household is different, and so each strategy will be somewhat unique. In principle though, we tend to encourage our clients to pay taxes on the seed they plant instead of the crop they want to reap.

Friday, April 5, 2024

If you've followed Vizionary for any amount of time, you've probably heard us mention that we specialize in the pharmaceutical industry. Today, we want to answer your questions about what that means and why we chose to specialize

Tuesday, March 26, 2024

I’ve been reflecting on a phrase from Ed Mylett’s book The Power of One More. He observes that in successful families, there was usually a person who rose up and accepted the mantle to “become the one” that would change the trajectory...

Tuesday, March 26, 2024

I've gotten three emails this week from you, our clients, saying, "Hey, how is the current SVB situation affecting us and is there anything to be concerned about?" Believe it or not, today, I'm smiling. Why am I smiling when banks are...

Tuesday, March 19, 2024

My kids are in a pivotal season of life. At the time we’re sharing this, my oldest Ciera is only a few months away from her wedding day, preparing to launch her own life as a separate family unit. My son Bryce is in what would be...

Tuesday, March 12, 2024

Over the last 20 years, we have carved out a unique specialization in serving clients in the pharmaceutical industry. In truth, that did not begin as a business strategy. It developed because we were well connected in the phrama world,...

Tuesday, March 5, 2024

Many of you who know the Wagner family know how frequently reading comes up. Wayne and Mae are both avid readers, and they've also helped their kids develop a similar appetite. Recently on the Do Business Do Life podcast with Brad...

Tuesday, February 27, 2024

The third quarter of 2023 was another challenging one for the markets as both stocks and bonds lost value against the backdrop of continuing rising interest rates. We are now 20 months from the market highs and markets are now down...

Thursday, December 14, 2023

Don't wait for April 15 to come around and the accountants to show up and say, "Let's see how much you owe."

Tuesday, September 26, 2023

Today, I'm coming to you from gorgeous Huntington Beach, California. I'm at the Future Proof Conference 2023, which has been one of the most valuable and informative conferences I've attended this year. We've been discussing the state...

Tuesday, September 19, 2023

One of the most impactful things I ever went through was when I was about 27. I had my first real professional coaching experience. As part of that, my coach had me script out, “When I am 50 years old, my life will look like X.” We...

Friday, June 23, 2023

From our new office at 1020 West 18th Street in Wilmington, the team and I want to congratulate all of you who are graduating this year, some of you are graduating high school, some of you graduating college with your undergrad or...

Wednesday, May 17, 2023

Here at the end of tax season, the CPAs are headed for the beach and the rest of us are left to lick our wounds from having to pay the taxman so much. You may be feeling the weight of: “I coulda, shoulda, woulda asked more questions,...

Thursday, March 16, 2023

Everybody's talking about Silicon Valley Bank, so we will too. As a financial advisor, I know many of you have concerns, even if you're not directly tied to the tech and start up space. What actually happened? Will it spread to other...

Friday, March 10, 2023

If you are in the pharma business, and you're negotiating a compensation package, here are 3 rules to help you make sure you get what you need.

Wednesday, March 1, 2023

While the concept of budgeting may sound overwhelming (and unachievable) at first, there is a simple solution to help ease your fears — it’s called the 50/20/30 budget rule.

Wednesday, January 11, 2023

If you're a current or former employee of AstraZeneca, you may have heard of their plan to offload their pension plan to a 3rd party. If so, you likely have a few questions about what's happening.

Thursday, January 5, 2023

As we move into a new year, it’s essential to reflect on the relationships in our lives and think about how we can improve them. If there are opportunities for self-improvement, don’t hesitate to take them. We are always here.

Tuesday, December 20, 2022

Let your clients and contacts know about what a big job retirement strategy represents, and what a help you will be in setting it into motion. Factoring in longevity is a big part of that.

Wednesday, November 2, 2022

So, what is a dad to do when his teenage son comes to him at age 16 and says, "Dad, I have no desire to go to college?" Can't say I saw this in the cards.

Wednesday, November 2, 2022

We're talking about how your stock exposure works into your financial plan. Specifically, we're covering how we use stocks as a tool can help mitigate the negative impacts on your long-term plan.

Saturday, October 22, 2022

Diversification is a cornerstone of a healthy financial plan. The secret is how you should be diversifying as you get closer and closer to retirement.

Friday, October 21, 2022

If you are within 10 years of when you want to retire, you are in what we call the retirement red zone, and it is time to buckle down and gear up. I'm Wayne Wagner, and this is Market Vision.

Thursday, October 20, 2022

For the charitably inclined, fewer tools are more beneficial than the donor advised fund. Here's how you can use them.

Wednesday, October 19, 2022

Today on Market Vizion, we're going to talk about four things to do as you enter what we call the Retirement Red Zone.

Tuesday, October 18, 2022

Statistically, if I have two healthy adults at age 40, one in four of those people is going to require long-term care at some point in their lives.

Monday, October 17, 2022

We're tackling the best ways to leverage your executive deferred compensation plans to prepare for the future.

Sunday, October 16, 2022

Why are we sponsoring an up-and-coming driver in a NASCAR developmental series?

Saturday, October 15, 2022

Let's talk about financial independence as opposed to retirement. Our clients are pursuing financial independence to be able to maintain the standard of living they choose. Which are you pursuing?

Friday, October 14, 2022

Often times, there are two main kinds of stock options with different conditions, benefits, and limitations – specifically when it comes to taxes.

Tuesday, October 4, 2022

Our clients come to us for security and peace of mind in five specific areas: income planning, estate/charitable planning, tax planning, healthcare planning, and asset management/wealth planning. How can we at Vizionary help you?

Sunday, October 2, 2022

How does converting money from my IRA to a Roth IRA impact my tax planning? Are there pitfalls along the way that can get me into heavier tax burdens?

Saturday, October 1, 2022

Does your Financial Plan include "what's next?". Having a complete plan will help you be successful in your future planning. Make sure you are asking the right questions.

Friday, September 16, 2022

While this may not be a “red” or “blue” issue, it certainly is an emotional one. The government has stepped in and waived the financial obligations of those in debt for $10,000 or less.

Friday, September 16, 2022

No doubt about it, the economic outlook is a bit concerning, at least to me. We’re seeing real stock market volatility and with it drops in the Dow Jones, NASDAQ and S&P 500 that give most observers heartburn. But why?

Thursday, September 15, 2022

This message is for anyone who has exposure or participation in the old Zeneca pension plan.

Saturday, September 10, 2022

"Drama" is an accurate word to describe our current economic environment. We're seeing the effects of inflation, international conflicts, and a divided country take its toll on our landscape. We still believe in a hopeful future.

Friday, September 9, 2022

If you're near or at or in retirement, you may be starting to feel anxious. Can you be confident in the face of 7% inflation? It's a valid question to ask.

Thursday, September 8, 2022

With the economic stage set, I want to talk about four things that we have already done and are currently doing within your portfolio.

Wednesday, September 7, 2022

Dollar-cost averaging is a strategy used by many investors, but is it the right choice for you? Read on to learn more.

Wednesday, September 7, 2022

This article will help your clients understand modern portfolio theory and behavioral theory, and how this can help them understand their own investing styles better.

Sunday, September 4, 2022

We have planned, within the diversification of your portfolio, for times and seasons just like this.

Thursday, February 17, 2022

Our economy is trying to burn off the rocket fuel that the government injected into our economy during COVID in the form of about $17 trillion worth of capital. How do we get there?

Thursday, February 17, 2022

In the past 20 years, our economy has seen 3 market drops of 30% or more. Understanding the market conditions (and mistakes) that caused them gives us insight into our current economic environment.

Thursday, January 13, 2022

Let's take a few moments here at the beginning of the year to outline some areas regarding financial planning that you may want to consider reviewing here at the beginning of your 2022.

Saturday, January 1, 2022

January is Financial Wellness Month, a time to check-in with your financial strategy.

Friday, December 31, 2021

It's never too early to start looking at your tax obligations for the coming tax season. The information in this article is for the 2022 tax year, which most taxpayers will file in 2023.

Monday, December 20, 2021

The tax season is officially here. If you haven't already, now is the time to get prepared.

Wednesday, December 8, 2021

When it comes to compensation, many companies now provide equity and stock-based benefits to their employees.

Wednesday, December 1, 2021

As the holiday season descends upon us, it's important to have a plan in place as the fiscal year comes to a close.

Monday, November 1, 2021

Is it time to update your health insurance coverage? Starting November 1, you'll have a limited window to do so. Here's what to consider about changing your coverage.

Tuesday, October 19, 2021

Let's talk about ways to manage taxes in a very efficient, effective manner throughout retirement. A process that starts years before you make that transition.

Tuesday, October 12, 2021

Planning to be able to live off your money instead of working for your money can be complicated and overwhelming. Our job is to bring simplicity to the complex.

Thursday, October 7, 2021

There are all kinds of rules of thumb running around the industry of how much you should have in bonds and conservative investments. We have worked relentlessly to derive a formula we believe works best for our clients.